Fintech App Development Company in India
India's fintech market is projected to reach $150 billion by 2025. Jorxo, based in Noida Sector 66, builds the secure, scalable, and RBI-aware fintech applications that power the next generation of Indian financial services. From UPI payment apps to full-stack neo-banking platforms, we architect fintech products that people trust with their money.
Fintech Solutions We Build
Digital Wallet Apps
UPI-enabled wallets with QR payments, P2P transfers, bill payments, and merchant integrations.
Lending Platforms
P2P lending, BNPL, and instant personal loan apps with automated credit scoring and eKYC.
Investment Apps
Mutual fund, stock trading, SIP, and portfolio management apps with SEBI-compliant workflows.
Insurance Apps
Insurance aggregator platforms, claim management apps, and embedded insurance integration.
Neo-Banking Apps
Full-stack digital banking with accounts, cards, UPI, EMIs, and spending analytics.
Finance Analytics
Personal finance trackers, expense management tools, and CFO dashboards for businesses.
Frequently Asked Questions
What types of fintech apps does Jorxo build?
We build UPI payment apps, digital wallets, P2P lending platforms, BNPL (Buy Now Pay Later) apps, investment and mutual fund apps, insurance aggregator platforms, personal finance trackers, and neo-banking applications.
Are your fintech apps RBI-compliant?
Yes. We build with RBI guidelines in mind — KYC/eKYC integration (Aadhaar, PAN, DigiLocker), data localisation, fraud prevention, and audit trails. We help you navigate regulatory requirements throughout the development process.
Which payment APIs and gateways do you integrate?
We integrate Razorpay, PayU, Cashfree, PhonePe Business, Juspay, and UPI APIs. We also integrate with NPCI's UPI stack, NACH/e-NACH for recurring payments, and IMPS/NEFT/RTGS for bank transfers.
How do you ensure security in fintech app development?
We implement end-to-end encryption, certificate pinning, biometric authentication, OTP-based 2FA, fraud detection algorithms, session timeout, jailbreak/root detection, and PCI-DSS compliant card handling.
How long does fintech app development take?
A basic digital wallet or payment app takes 12–16 weeks. A lending or investment platform takes 20–28 weeks. A full neo-banking app with all features takes 30–40+ weeks depending on regulatory integrations.
Build Your Fintech App with Jorxo
Our fintech engineers in Noida Sector 66 understand Indian regulations, payment rails, and what users expect from financial apps.
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